I am always gratified for your business and the opportunity to serve you!... and I LOVE referrals!

I am an experienced mortgage professional, licensed, bonded, and Insured in the state of Colorado.  Involved in the Real Estate Industry since 1979, I have been with Universal Lending Corporation since 2003.  This allows me access to state of the art technology, the best loan programs available, and a highly trained support staff that is ready and able to serve you effectively.

On-line services allow me to review applications through Universal Lending Corporation's automated underwriting services and provide you with loan approvals within moments.  You can also find important information about our company, and our loan products, with ease at www.ULC.com .

Whether you are a first-time homebuyer, a buyer who is ready to move up, or someone who just wishes to refinance your current home, my web site www.ulclending.com is a great resource for you.   I will help provide you with the education and quality personal service to find the loan program that works best for you.   This will let you "Mortgage your home, not your life!"

My goal is to provide you with the highest level of service, the best loan program available and the best rate possible for your home loan.

Universal Lending Corporation enjoys a great legacy of over 30 years in the local mortgage banking industry. We are dedicated to putting together the best loan programs, together with the best technology to help you achieve your dreams with a "CAN-DO" attitude.